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Top 10 Least Expensive 2004 Cars to Insure

By Aaron Gold, About.com

Although auto insurance costs vary widely depending on where you live, how many accidents you've had in the past, how many miles you drive each year, the kind of car you drive, also helps insurers make decisions about you. Here are ten 2004 cars likely to save money on insurance, as compiled by Edmunds.com

1. Chrysler PT Cruiser

Not a performance car, often purchased by women and older drivers, ignored by car thiefs because of its distinctive appearance. And inexpensive to repair.

2. Volkswagen Jetta

Lacks the swoopy styling that thieves like, based on a VW Golf platform, easily ignored by non-enthusiasts. And has a very good theft-avoidance program built-in.

3. Saturn L300

A very good car based on the German Opel platform yet so obscure that the dumbnest crook on the block would ignore it in favor of a rusty Camaro.

4. Saab 9-5

The bad guys wouldn't have a clue what to do with a 9-5 if they stole one. Like most Saabs, it's smarter than the perps will ever be.

5. Volvo V40

Another Swedish blur. Hey... the platform is a Mitsubishi. Does a car thief know what that means? Safe... and secure, too.

6. Subaru Legacy

Who would ever guess, after exposure to Subaru's TV commercials, that the Legacy, which comes with all-wheel-drive as standard equipment, is the best of the bunch? Not your local robbers, who'll overlook the Legacy because it doesn't stand on stilts.

7. Pontiac Sunfire

Oh, c'mon. Nobody wants to steal a Sunfire. Not that it's a dull car but because, uh... it's a dull car. So buy one, ignore our comments, and feel secure because the crooks don't want your car.

8. Ford Focus

It's simple. The reason why the bad guys don't focus on the Focus is because they can't figure the darn thing out. With all the body permutations Focus is many cars in one.

9. Oldsmobile Alero

Frankly, it doesn't make much sense to steal a car that's dead before you get it into the paint stall. Oldsmobile is now a name in history. The Alero is history. Crooks can't fence a car that doesn't exist.

10. Jaguar X-Type

Every car company makes a mistake, sometimes even two. The X-Type is Jaguar's Achilles Heel. Not that it's a bad car but being based on the European Ford Mondeo, the X-Type was doomed from the beginning.

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